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They’re also much less expensive, making them attractive options to professionals on a budget. Many new printers work with smart networks, allowing for voice controls via Alexa or Google Assistant, wireless mobile printing, and scanning to cloud based storage services. They may also have integrated security features like password protection and employee ID verification to protect against misuse and unauthorized access to sensitive information. There are even models available with on-board memory so you can queue several jobs at once or delay printing until a specific date....

1. You Can Do It Yourself A reputable credit repair company might be an option, but there’s really nothing it can do for you that you can’t do for yourself. Plenty of information is available in books and on the internet that you can use to educate yourself on how credit works and what you can do to repair your own. Removing negative information can be accomplished with techniques like disputing false reports, debt validation, pay-for-delete services, and goodwill letters....

The PPI measures inflation on the wholesale level, meaning prices wholesalers sell to other producers or retailers. When raw material or supplier prices rise for businesses, they often raise their own prices, passing their increased costs on to consumers. That could mean regular shoppers like you and me are going to have to keep paying more for goods when we go to the store. This isn’t a great sign for tomorrow, when the Consumer Price Index (CPI) is released and shows how much inflation is hitting goods and services for the rest of us....

Such programs can eliminate anywhere from a few thousand dollars to over $100,000 of student loans. Ironically, many of these programs receive a relatively small number of applications, indicating that many graduates are completely unaware of these opportunities. Loan Forgiveness Student loan forgiveness programs are those backed by the federal government and cover loans issued through federal programs such as Stafford and Perkins loans. When you participate in one of these programs, portions of your debt are erased from your lender’s books....

Very small businesses may choose a simple bookkeeping system that records each financial transaction in much the same manner as a checkbook. Businesses that have more complex financial transactions usually choose to use the double-entry accounting process. What Is Bookkeeping? Bookkeeping is the process of keeping track of every financial transaction made by a business firm from the opening of the firm to the closing of the firm. Depending on the type of accounting system used by the business, each financial transaction is recorded based on supporting documentation....

Volume and Volatility When Day Trading Some day traders like lots of volume without much volatility. The price of a stock or fund could move 1 cent at a time and a day trader could scalp that small movement. Other day traders may prefer high volatility and volume, which equates to lots of action in the stocks or exchange-traded funds (ETFs) they trade. Volume and volatility do change over time, though....

Resume Font Size Options Make it easy for hiring managers and potential interviewers to read through your entire resume. Choose a font size that’s between 10 and 12. This will ensure that no one has to squint to read through all the information on this important document. Hiring managers and recruiters typically spend seconds glancing at each resume before moving it to the “yes” or “no” pile. Make your resume difficult to read, and you might wind up losing out on an opportunity that would have been perfect for you....

But finding the best funds can be a simpler task than you might imagine. And the beginning of your search can be with the mutual fund families with the best selection of no-load funds. Basics on No-Load Investing Most investors know to avoid mutual fund loads if they want to maximize returns by minimizing mutual fund fees. Many investors also know how to choose high-quality mutual funds. But how can an investor find the best low-cost funds without searching all over the mutual fund universe to find them?...

Teraphim / Getty Images Read on to learn more about how life insurance riders work, which ones are most common, when you might want to add one to a new policy, and which riders might already be built in. What Is a Life Insurance Rider? Riders, sometimes called endorsements, either increase or limit the coverage offered by the original policy. You can use riders to customize your life insurance to best meet your needs....

Here are some factors to think about when trying to decide whether you should cancel your policy before its renewal date. What Might Happen if You Cancel Your Policy? Be aware that, in some cases, you may end up owing money if you cancel your policy early. Insurance companies finance their policies for a certain length of time. If the terms of a policy are met, then the monthly payments will cover the total cost of the policy by the end of its term....

Decisions to hire employees or contractors for available positions can be complex, based upon your needs. A look at the pros and cons of each may help you decide. Hiring either an employee or an independent contractor will require some paperwork. Employees need to complete IRS W-4 form for withholding, complete company benefits documents, and other such paperwork. Independent contractors require the creation of a freelancing contract. Employees Buy Into Your Company and Its Culture Your company offers a vision of security for employees’ futures, so they’re more likely to invest more of their own time and energy into furthering your company’s goals and participating in company projects....

We all make winning and losing trades—simply because of probability. Some, but few, traders are skilled in predicting market direction. However, most traders—including professional money managers—have a difficult time outperforming the market averages. Studies have shown that most individual investors fail to understand this simple principle and tend to believe that their results are better than their actual results. In other words, they believe they do better than the market averages when in fact they perform far worse....

The IRS set up an organization to address this issue. It helps taxpayers with significant problems that they’ve been unable to resolve through direct contact with the agency. What Is the Taxpayer Advocate Service? The Taxpayer Advocate Service (TAS) is an independent part of the IRS. It was formed to help individuals and businesses alike when they’ve been getting nowhere through normal routes of contact. TAS also tackles big issues that affect taxpayers as a whole....

Here are some more reasons that make India a great opportunity if you’re looking to invest outside of the U.S. An Overview of India’s Economy India is known for its information technology and business process outsourcing. It also ranks second worldwide in farm output and 12th in the world in terms of nominal factory output. These industries have pushed the country to be ranked third in the world based on purchasing power parity (PPP)....

How Much Rental Property Income Can You Expect? When searching for a rental property, it’s important to figure out whether the property you buy will generate a decent income. One of the main reasons to buy a rental property, after all, is to make income from it. For instance, suppose you buy a house for $100,000: You learn through research that the average rent for that type of property in that location is $1,000 per month....

Chart Basics Candlesticks and bar charts are the most popular charts used by many traders. Both the candlestick and the bar can provide the trader with the same information. The one primary difference is that candlestick charts are color-coded and easier to see. When using these two types of charts traders can choose to create price bars based on time or ticks. Time and tick charts have benefits and disadvantages for the trader....

Advertise the Open House Let people know the party’s on. Although your real estate agent will do a lot of the heavy lifting, you can give your open house a boost by posting it on social media. Although advertising online is key, remember old-fashioned methods too, like an ad in a community newspaper or newsletter or even postings on a popular store or coffee shop bulletin board. On the day of the open house (traditionally a Sunday), ask your agent to set up strategically mapped signs around the neighborhood, placing one every few blocks on the way to your house from major streets....

When job searches extend months or even longer, it can be hard to stay motivated and positive about the experience. That’s particularly true if you make it through multiple rounds of interviews, but still don’t land a role. While it’s hard to persist, doing so is essential if you want to find a job. And not only do you need to continue to put in the work—researching companies, scanning for job openings, and filling out applications—but you’ll need to do it with confidence in yourself....

Overall, that’s the case, but there are significant differences based on the type of job you’re working at, your marital status, the level of the position, and the industry you work in. Payscale’s Inside the Gender Pay Gap Report details the difference, and it’s not only an interesting read. It can help you determine the best way to approach compensation when you’re talking with employers. When Is Salary an Issue for Women?...

The average rate offered to homebuyers using a conventional 30-year fixed mortgage fell to 4.29% from 4.32% the previous business day. Last week it was 4.35%, the highest it’s been since 2020. The average for a 15-year fixed mortgage fell to 3.42% from 3.45% the previous business day. Last week it was 3.56%, also its high since 2020. Fixed mortgage rates tend to track the direction of 10-year Treasury yields, which usually rise with heightened inflation fears (and fall when those fears subside)....