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Setting Specific Goals A success goal is a specific goal, a goal that incorporates an action plan outlining how you will achieve the goal and a performance measure that tells you whether you were successful or not. This is the goal setting formula for ensuring that you’re setting a specific goal: The performance measure in the goal is often a date or a length of time, but it could be any objective criteria that you can use to determine whether or not you’ve accomplished the specific goal that you’ve set....

Why are these creditors still contacting you, and what can you do about it? Bankruptcy Automatic Stay When you filed your bankruptcy case, you had a powerful tool in your arsenal. The “automatic stay” went into effect the moment you filed your case. It was an injunction that prohibited your creditors from taking any action to collect your debts while you were in bankruptcy. They are not allowed to:...

Trading a small account requires strict risk control and money management, because there is no buffer against mistakes or any unexpected losses. For example, if a trading account only covers its required margin by $500, and it takes a $600 loss, the account will become untradeable until additional money is deposited. Here are some tips for those trading a small account. The Limitations of a Small Account Trading a small account is much more difficult than trading a large account....

In 2017, Iceland’s gross domestic product (GDP) was $24.49 billion. Since the country only has 343,400 people, that translates to a wealthy $71,311 gross domestic product per capita. That’s much higher than the $59,958 GDP per capita of the United States and Canada’s at $45,149. Iceland’s GDP growth rate peaked at a robust 6.6 percent in 2016. That’s much faster than the healthy 2 to 3 percent growth rate. Iceland’s economy has always relied on fishing and aluminum smelting....

When you ask appropriate interview questions, you can ascertain whether your candidate is a good cultural fit and an excellent job fit for the position you are filling. This emphasis on candidate fit heightens the probability that the candidate will succeed in your organization. Illegal Job Interview Question Topics In order to protect job applicants from discrimination, several topics should be avoided during job interviews. The Pregnancy Discrimination Act, the Americans with Disabilities Act, and the Civil Rights Act of 1964 and other laws keep employers from asking most or all interview questions that are related to a candidate’s:...

Even tourism products and services are imports. When you travel outside the country, you are importing any souvenirs you bought on your trip. Imports and the Trade Deficit If a country imports more than it exports, it runs a trade deficit. If it imports less than it exports, that creates a trade surplus. When a country has a trade deficit, it must borrow from other countries to pay for the extra imports....

Many colleges and universities perform student learning outcomes-based evaluations of their programs to prove themselves worthy to their accrediting bodies. Income share agreements encourage even greater transparency because students need positive outcomes from their colleges and universities to get a job that helps pay their post-graduate income share agreement. How Income Share Agreements Work Income share agreements allow a student to pay for their college education on the back end of their education with their own earnings, instead of on the front end of their education with borrowed money that accrues interest charges....

Learn more about how to navigate the complexities of inherited Roth IRA distribution rules. We’ll explain the rules for spouses versus non-spouses, along with how things changed under the Setting Every Community Up for Retirement Enhancement (SECURE) Act of 2019. How Inherited IRAs Work When you inherit a Roth IRA, many rules are the same as they are for an account you open yourself. As long as the original owner opened the Roth IRA at least five years before their death, you can withdraw the earnings tax free....

How It Works At IntelliQuote you can get a quote for life insurance or final expense insurance from one of the company’s partner insurance carriers. One great thing about this online insurance agency is that it does not have any insurance partners who are rated below an “A-” by A.M. Best rating organization. What this means is that all quotes you receive or any policies you purchase are placed with highly rated and financially stable insurance companies....

ISO Forms Many insurers issue general liability policies on standard forms published by the Insurance Services Office (ISO). One reason is convenience. Insurers that use standard forms can avoid the time and effort of drafting forms themselves. A second reason has to do with risk. When an insurer drafts its own policy language, it faces a risk that courts might interpret the wording differently than it intended. The insurer could find itself paying claims it never expected to cover....

Lois Deitrich, a 20-year IRS veteran, was named acting director of the new office. It will be part of the IRS’ small business/self employed division (SB/SE), but its work will include agency-wide compliance issues, expanding efforts of Promoter Investigations Coordinator Brendan O’Dell that began last year. Last week, IRS Commissioner Charles Rettig told the Senate Finance Committee he believes tax cheats now cost the U.S. around $1 trillion each year in revenue, more than double the agency’s last official estimates from 2011-2013....

The latest stimulus bill passed March 11, a month into tax season and after millions of Americans had already filed, and included relief for taxpayers who received unemployment compensation in 2020. If their adjusted gross income was less than $150,000, they could exclude up to $10,200 of unemployment compensation from their taxable income. Shortly after the relief bill was passed, the IRS issued guidance and a worksheet for those who had not yet filed on how to claim the benefit, but said those who had already filed should wait and see....

However, hiring a college coach can come with a hefty price tag. Before you commit to paying for the services, it’s important to calculate your potential return on investment. What Is a College Coach? A college coach—also called a college admissions consultant—specializes in helping students achieve success in the college admissions process. These individuals are often former college admissions officers who have firsthand knowledge and expertise to share with prospective students....

JeFreda educates her clients about various aspects of finance, including investing and trading, and she also provides them with guidance in developing their investing plans. She provides her clients with a detailed synopsis of various brokers and traders to help them in their investing decisions. Additionally, JeFreda has been invited by various organizations as a speaker and trainer for various events to teach different financial topics, including investing. As a professor for almost a decade, JeFreda has taught and facilitated undergraduate and graduate-level personal finance, corporate finance, financial accounting, managerial accounting, and financial planning at Cornell University, University of Alabama Birmingham, Oregon State University, and Indiana Wesleyan University....

The U.S. economy added 678,000 jobs in February, the Bureau of Labor Statistics said Friday, the most for any month since July and more than the 440,000 economists had anticipated. The back-to-work trend was widespread, with most industries gaining jobs. Fading numbers of COVID-19 cases especially helped the leisure and hospitality sector, which led the way by adding 179,000 positions. The unemployment rate fell to 3.8% from 4%, reaching its lowest level since the pandemic hit and closing in on the 3....

To apply, you’ll need to pay a fee, undergo a background check, and commit to an in-person interview. If you’re approved, the benefits last for five years. Before you start the application process, though, here are some important things to know. Where to Find Global Entry Kiosks Global Entry kiosks are available in some international airports, including the Abu Dhabi International Airport, the Dublin Airport, and several Canadian airports. Also, as a Global Entry member, you can use the Smartgate system when entering Australia without needing to register beforehand....

A Quick Biography Jesse Livermore was born in 1877, and even though technology has changed a lot since his time, his book How to Trade in Stocks, and the book which chronicles his early trading career (his name is changed in the book) Reminiscences of a Stock of Operator by Edwin Lefèvre, still offer a ton of valuable insight to traders. Jesse Livermore ultimately became a swing trader and longer-term trader, but he started as a day trader, and this is where he made his first fortunes....

Use the text below as a template and fill in the information between brackets (“[“ and “]”) as necessary. See the tips below the letter for more details and other easy ways to close an account. Other Ways To Close Your Account There might be easier ways to close your account. If you don’t want to print, sign, and mail a letter, try a higher-tech or more personal approach. In some cases, banks may prefer one of these methods over a letter....

KARRASTOCK / Getty Images If you have cancer, you may want life insurance to provide for your family or for your final expenses. Fortunately, having cancer doesn’t automatically make you ineligible for coverage. Many insurance companies will issue life insurance to some cancer patients and survivors. Whether and what type of life insurance is available to you depends, in part, on where you are in your treatment. Can You Get Life Insurance If You Have Cancer?...

What Is a Lifestyle Entrepreneur? A lifestyle entrepreneur decides on the kind of lifestyle they want to enjoy and then builds their business in a way that supports it. It’s different from how other entrepreneurs operate, which is to put the business first and then design their lifestyle to accommodate it. Lifestyle entrepreneurs put great emphasis on freedom (such as working a particular number of hours or traveling as they see fit) as well as passion....